Peace of mind about every medical bill you get.
Upload the bill. We review it against your insurance statement and give you a number you can act on.
Your first 5 bills, free. Send the insurance statement too.
Internal Medicine Group
Visit of March 14 · statement
Okay to pay $126.02 to the provider. Your health plan already applied its share.
Not every bill ends this cleanly. Sometimes the answer is don’t pay yet, and here’s why.
Two documents. One clear answer.
Your provider bill shows what they charged.
Your health plan’s EOB shows what it agreed to pay.
We review both and tell you what to do next.
Provider bill
EOB
Your answer
What to pay, what to question, what to leave alone for now.
What you upload
Provider bill
Hospital bills, physician bills, itemized bills, and billing statements.
Health plan EOB
The explanation of benefits showing what your health plan allowed, what it paid, and what it says may be your responsibility.
Optional extras
Denial letters, payment receipts, and anything else tied to the same visit.
What we do after you upload
We organize it
We match bills and insurance statements to the same visit.
We check the math
We compare what the provider billed with what your health plan processed.
We tell you what to do
A plain-English answer in a sentence — and when the answer is “don’t pay yet”, why.
Example of what you’ll see
University Medical Center
Hospital bill
You may owe $4,318.00
Why?
We need your EOB to finish the review.
Big hospital bill? We can step in.
On qualifying facility bills, Concierge members can authorize us to handle the negotiation.
Pricing
No card required to start.
Free
Get organized, with your first 5 bill reviews free
- Secure bill and EOB vault
- 5 free bill reviews
- Payment and spending tracker
- HSA and FSA tagging
- Know Before You Pay
No card required.
Start freeBasic
Understand every bill before you pay
Everything in Free, plus:
- Review every bill you upload
- Compare bills with insurance EOBs
- Clear findings and next steps
- Provider lookup by name, specialty, or facility
Concierge
Have us handle qualifying hospital bills
Everything in Basic, plus:
- Human negotiation on qualifying facility bills
- One authorization to get started
- Written outcome before you approve it
Negotiation costs nothing up front. If we reduce a bill and you approve the result, the fee is 10% of what you saved, capped at $200 per bill. If we don’t reduce it, there’s no fee.
Choose ConciergeAnnual billing is also available.
Learn to read your own bill
Short modules on what’s actually on a bill, what an EOB is telling you, and where the money goes first. Free, no account needed.
Sponsored by an employer?
Employers can cover HCC FIRST for their people. Your employer never sees your bills.
Your documents are yours. HIPAA-aware handling, and we never sell your information.